Website Reviews SmartLiving123

October 17, 2010

www.lendingtree.com – LendingTree Mortgage Refinance Loans

Filed under: Finance — Tags: , , , , — Paul @ 11:46 pm

Check out www.lendingtree.com for LendingTree mortgage refinance loans information.

Www.lendingtree.com is a popular web site providing multiple lines of financial information about mortgage, mortgage refinance loans, home equity loans and more. This website is operated by LendingTree LLC. and it is a BBB accredited business with an A+ rating. If you are considering requesting for home loans or refinancing mortgage loans on this site, and want to find LendingTree reviews or LendingTree complaints online, the BBB website is a good place to visit.

Recently more people are considering whether to refinance their mortgage home loans. The main reason is that they want to lower their interest rate. Today, the nationwide average 30 year fixed rate mortgage loan interest rate is only 4.25% which is pretty low compared to the last several years. Actually, lowering the interest rate is not the only benefit from mortgage loan refinancing. By refinancing mortgages, homeowners can consolidate debt, get cash from their home equity loans and switch to a fixed-rate loan with stable monthly payments. But one important question is when you should refinance your mortgage? As you may know, timing is very important in all investment activities. To make a smart move, you need to check the current mortgage options, compare mortgage interest rates and do a careful refinancing calculation. Www.lendingtree.com provides all the financial tools needed for homeowners to get these things done. For instance, you can use Lending Tree mortgage checkup to view current home loans and loan rates and mortgage refinance calculator to estimate your future payment.

To fully enjoy the financial services provided by Lending Tree, you may need to create an account on their site. In your account, you can keep track of all your loan request activities. If you have any questions, you can reach LendingTree customer care by email or call their toll free number 1-888-272-1355 for help.

To learn more about LendingTree mortgage refinance loans, visit http://www.lendingtree.com/mortgage-refinance/.

October 16, 2010

www.mychasebonus.com/amazon4EM1 – Chase Amazon Rewards Credit Card Bonus Point Offer

Filed under: Money & Investing,Shopping — Tags: , , , , — Paul @ 10:28 am

Www.mychasebonus.com/amazon4EM1 is a web page specially established for Chase Amazon Rewards credit cardholders to enroll in the 2010 Chase/Amazon.com rewards card bonus point program. This promotional offer is good from Oct. 1, 2010 to Dec. 31, 2010. It aims to encourage people to use their Chase Amazon.com credit cards for their 2010 holiday season shopping.
These days more people prefer to pay their bills with credit cards. There are many benefits in doing so. A significant benefit is the possibility of earning rewards on your card for your purchases. Usually the more money you spend on the card, the more rewards you can earn. These rewards come in different forms, such as hotel stays, airline miles, merchant gift cards, gasoline discounts and even cash. The rewards ratio varies and usually falls in the range of 1-5% of the total money spent. 1% rewards may not sound much, but over the long run it can help you save a lot ofmoney. For instance, if you spend $30,000 annually on your rewards credit card which gives you 1% cashbacks, you can get $300 back. How does it sound? Actually 1% is only the minimum ratio for certain rewards credit cards. For instance, the Amazon.com rewards credit card issued by J.P. Morgan Chase bank allows you to earn 3 points for Amazon.com, 2 points for Gas, drugstore and dining, and 1 point for other purchases, which equals to 3%, 2% and 1% rewards ratio respectively since you can redeem 2500 points for a $25 Amazon.com gift card. The rewards points can not only be used for Amazon.com gift cards redemption, but also other merchants gift cards, cash and merchandise prizes.

If you are a frequent shopper at www.amazon.com, you may want to check out the Chase Amazon Visa credit card at www.chase.com/amazon or talk to their representative by calling the toll free number 1-888-247-480. Either way can help you learn more information about the Amazon.com rewards card. Currently, if you apply this card from www.amazon.com, you can earn $30 as a sign up bonus once your application is approved. In addition, Amazon.com is now running an Amazon gift card shopping offer where you can earn 5% rewards for purchasing qualifying Amazon gift cards with your Chase Amazon Rewards card. This offer ends on Oct. 31, 2010.

If you are an existing user of the Chase Amazon.com Rewards card and you want to know how to earn rewards points faster, you should not miss this 2010 Chase Amazon.com Rewards credit card bonus point offer. After enrolling in this offer, you will earn 1 more additional rewards point for each dollar you spend. This means that you will earn at least 2% shopping rewards for using this card and earn 4% rewards for your qualified Amazon.com purchase. In order to be eligible for these offers, you have to spend more than $600 during the promotional period between 10/1/2010 and 12/31/2010, and the maximum bonus rewards points you can get is 10,000.

How to enroll to receive bonus points for your Chase Amazon.com rewards credit card purchase?
Visit the web address: www.mychasebonus.com/amazon4EM1, as it is shown in the offer email sent to you by Chase. Or you can click the link in the email directly.

When you visit www.mychasebonus.com/amazon4EM1, you may be asked for the enrollment code which can be found in the offer email or mail. Key in your unique enrollment code into the box and click the button “Enroll Now”. Then you are done. If you visit the site via the link in the email, you don’t even need to enter any code specifically since the enrollment is automatic.

So get the enrollment process done as soon as possible at www.mychasebonus.com/amazon4EM1 and you are on your way to earn more rewards points faster with your Chase Amazon.com rewards credit card purchase.

October 13, 2010

www.playatmcd.com – Play Mcdonalds Monopoly Sweepstakes Games Online

Filed under: Activities,Food & Drink — Tags: , , , , — Paul @ 7:23 pm

www.playatmcd.com – Play Mcdonalds Monopoly Sweepstakes Games Online

Many people like play sweepstakes games, especially when they are free to play. If you are one of them, you may want to visit www.playatmcd.com to play the Mcdonalds Monopoly sweepstakes games online. Mcdonald’s Monopoly games can be played online at www.playatmcd.com or at your local Mcdonald’s stores. Actually it is not a real Monopoly game and it is more like a sweepstakes game. When playing it, you try your luck by entering game codes and picking winning chances, and the computer system will decide whether you win or lose. If you are lucky, you will be the winner and you will win food and other great prizes. If you are unlucky, it doesn’t matter since you can always give it a try next time and you lose nothing.

Currently, the 2010 Monopoly Game at Mcdonalds is going on. If you play it in-store, you have to visit participating stores between Oct. 5, 2010 and Nov. 1, 2010. If you want to play the Mcdonald’s Monopoly game online, you can play it before Nov. 11, 2010. This Mcdonald’s offer is only good for people living in the United of States and Canada aged 13 years or older.

If you have never heard of 2010 Mcdonalds Monopoly games before but you want to play and win some food prizes, you may find the following instructions on how to play Mcdonalds Monopoly games online useful.

How to play Mcdonalds Monopoly games online or in-store
Visit your local Mcdonald’s stores and purchase Mcdonalds menu items which all have game stamps on their packagking. Usually there are 2 game stamps on a single item. Each game stamp will give you one Mcdonalds Monopoly game code. So this means that you can get two Monopoly game codes from one package. There are many Mcdonalds menu items participating this sweepstakes promotional event such as fountain drinks, Big Mac, Hash Browns, Chicken McNuggets, Smoothies and so on. As mentioned above, you can get the game codes by purchasing Mcdonald’s foods. But there are other ways that you can get free Mcdonald’s Monopoly game codes. For instance, if you want to play the 2010 Monopoly game for free, you can request your game codes by mailing to 2010 MONOPOLY Game at McDonald’s Game Piece Request, P.O. Box 49229, Strongsville, OH 44149-0229 before Nov. 1, 2010. Each mail-in request will get 4 game codes in the response mail. Besides the mail-in request, 2010 Monopoly free game codes may also be available at their office website or in the game communications.

After getting the game piece or game stamps, you peel it off and see the 11-digit game code inside.

Get internet access and pay a visit to www.playatmcd.com.

If you are an existing member of http://www.playatmcd.com, use your email and password to log into your account first and then enter the game codes to play the instant win games. If you don’t have an account at the playatmcd website, you may need to create one for free. To register a new account, please  fill out a form with your information such as email address, name, address, phone number, birthday and so forth.

After signing into your account, you can play the instant sweepstakes game by entering your 11 digit game codes and hitting “enter code” button. After that, choose your winning chance by selecting one card from 3 cards offered and then confirm your choice. And the system will let you know whether you win anything or not. Besides the instant win games, you may also be qualified to participate in several sweepstakes such as $1 Million Roll Sweepstakes and Community Chest Sweepstakes. In your account, you can check history of your game activities and your results.

The detailed official rules of 2010 Monopoly game at Mcdonalds is available at www.playatmcd.com. At this web site, you can also preview the prizes you can potentially win. This web site can be viewed both in English and Spanish. For people who are curious to know how to play 2010 Monopoly game at Mcdonalds or how to claim the winning prizes, http://www.playatmcd.com is a good online place to go to.

October 12, 2010

www.lq.com – La Quinta Returns Rewards Program

Filed under: Travel — Tags: , , , , — Paul @ 1:37 am

Www.lq.com is the official web site of La Quinta Inns & Suites and owned by LQ Management LLC.

You may not know about the La Quinta Returns Rewards Program, but you may have heard of La Quinta Inns & Suites, which is a hotel franchise operating mainly in the US, Canada and Mexico.  Next time when you travel in North America, you may consider staying in their hotels.

These days it is much easier to book hotel rooms since there are so many web sites providing online hotel reservation services. www.lq.com is one of them. But unlike Expedia.com or hotels.com, www.lq.com is designed only for online reservation for La Quinta Inns & Suites hotels. People cannot use this web site to search for other hotel chains.

To find La Quinta Inns & Suites locations in your interested area on http://www.lq.com is very easy. What you need to do is just to key in your destination location including the city, state and country. You also need to define the search range. For example, you may want to search for hotels within 50 miles of your chosen location or city.  After entering the location information, you should also remember to type in your check-in and check-out dates. If you have lq.com promo codes or coupon codes, you may want to enter it at the end of the search box, since these lq.com promo codes or coupons may help you save money on your travel expenses. If you are a member of rewards programs such as AAA or AARP or you have a special status such as being a senior citizen or a government employee, don’t forget to mention it since you may qualify for discounts for your hotel stay.

If you are interested in saving more money on your La Quinta Inns & Suites hotel stay, you may consider joining the La Quinta Returns Rewards Program. As a member of the La Quinta Returns Rewards Program, you can enjoy many exclusive benefits. For example, you can enjoy express check-in and late check-out services and earn reward points for your qualified hotel stays. These reward points never expire and you can redeem them for whatever rewards you want. For instance, you can use the points for free hotel nights, free airline mileage and free gift cards redemption.  They are offering gift cards from many popular retailers online or offline. For example, you can get a $25 Amazon gift card for only 7500 points. This exchange rate is also applied to other gift cards such as Target, Home Depot, Timberland, Sports Authority and many more. There are many other ways to earn the La Quinta Returns rewards points. For example, you can earn points when you shop with La Quinta Visa Rewards credit card and you can earn the La Quinta Returns rewards points by taking surveys at e-rewards.com. For the detailed benefits for the La Quinta Returns Rewards Program or the La Quinta Returns Rewards program sign up, please visit http://www.lq.com/lq/returns/. It is a free program to join anyway.

Www.lq.com is a BBB accredited business. If you are interested in other people’s opinions about lq.com, you may want to take a look of their BBB report. Before making your first La Quinta Inns & Suites hotel reservation online at lq.com, you may also want to check lq.com reviews or lq.com complaints on the internet. Different people may have different opinions. But you can take a look what other people say and make your own decisions.

September 13, 2010

www.Marlboro.com – Marlboro Coupons Guide

Filed under: Shopping — Tags: , , — Paul @ 1:00 pm

For people who are looking for Marlboro coupons, a good web site to visit is www.marlboro.com, the official site for Marlboro cigarettes.

Marlboro is a well-known brand of cigarettes and it is owned by Phillip Morris USA. If you are interested in knowing their other products or company information, you should visit www.philipmorrisusa.com. This website also contains information on how to quit smoking.

You may have already heard of Marlboro cigarettes. But this brand is also associated with other tobacco or tobacco related products such as Taboka and Snus. Taboka is a smoke-free and spit-free tobacco product, which was test marketed by Philip Morris USA in the US in 2009. This year another spit-free smokeless tobacco product, Marlboro Snus was brought to the US market. Currently, there are 4 flavors for the Malboro Snus pouch product available including Peppermint, Rich, Spearmint and Mild. With its smoke-free feature, smokers can enjoy tobacco anywhere with Malboro Snus pouch. Besides, studies showed that Snus pouch is better than cigarette since it is less harmful to the lung.

When the Snus just launched, Phillip Morris USA offered coupons for this new product on marlboro.com. Using the Malboro coupons, smokers could get 4 free packs of Marlboro Snus pouch. It is a great way to promote their new products since smokers can try the new smokeless tobacco products for free.

If you want to get Malboro coupons or other special offers, you have to register for a free account on the website. Registration is only available to smokers aged 21 years or older. After signing into your account, you can enjoy all the functions available on the site. If you don’t want to receive any communication from Marlboro, you have the option to remove your contact information from their mailing list.

So if you are a smoker and want to receive Malboro coupons, promotional offers or other product information, check out http://www.marlboro.com.

September 8, 2010

www.Storm8classaction.com-Storm8 Class Action Lawsuit Settlement

Filed under: Legal — Tags: , , — Paul @ 2:43 pm

Storm8 is the maker of popular iPod Touch, iPhone and iPad role playing games available through the App Store, including titles such as Vampires Live, Ninjas Live, World War, Rock Battle, Pets Live, and Kingdoms. Late in 2009, it was discovered that many of Storm8’s games transmitted the phone number of its customer’s phones to its server, without alerting the customer that this was occurring. Storm8 claims that this is an inadvertent behavior that is due to its use of old code, that the old code has been replaced in newer versions of its games which no longer transmit phone numbers, that no commercial use has ever been made of the collected phone numbers, and that Storm8 does not know of any user who has suffered damages as a result of its software’s behavior. Nonetheless, there was outrage at the loss of privacy among its customers, and a class action lawsuit was filed in Northern California against Storm8. The law firm and Storm8 has now come to a settlement, and you can read about the terms of the settlement at http://www.storm8classaction.com/.

Briefly, if you do nothing, you will automatically receive your Settlement Payment of 45 in-game points (retail value about $3.75) when you open any Storm8 game. You have the right to object to this settlement, either by writing a letter to the law firm to exclude yourself from this settlement (which means you will not receive the payment, but will also retain the right to sue Storm8 in the future), or by writing a letter to the court to protest about the fairness of this settlement. Addresses for both the law firm and the court are provided at www.storm8classaction.com. Frankly, this is one of the most ridiculous class action settlements that I’ve seen in a long time. Most class action suits require that you opt in to receive settlement payments, thereby preserving your right to sue if you do not opt in; this one requires you to opt out, which means that if you’re too busy to read about the settlement and write a letter to opt out, you automatically lose your right to sue when Storm8 credits your account with 45 points. And while the 45 points are nominally worth $3.75 (and setting aside the fact that $3.75 is a ridiculously low sum for the loss of privacy suffered), it is not cash and cannot be used to purchase anything else aside from game items. This means that Storm8 gets away with not paying anything to its customers, while the law firm receives $125000 and the lead plaintiff receives $2500 for a minimum amount of work in initiating the lawsuit.

If you have downloaded a Storm8 game between March 2009 and August 2009, and will like to preserve your legal right to sue Storm8 for the loss of privacy due to its games transmitting your cell phone number to its servers, you should definitely read the terms of the lawsuit settlement at www.storm8classaction.com.

September 5, 2010

www.snackpicks.com –Snack Recipes for Kids

Filed under: Activities,Cooking & Recipes,Food & Drink — Tags: , , , , , — Paul @ 12:56 pm

When you look for Snack recipes for kids on the web, www.snackpicks.com is a good site to visit.

This web site is owned and operated by Kellogg North America Company. I don’t know whether you are familiar with this company, but I am sure that many people may like their snack food products. Kellogg NA Co. is the company that owns many famous cracker brand names including Cheez-it, Keebler, Town House, Famous Amos and others. If you are interested in getting more information about Kellogg NA Co., you may want to take a look of their web site: http://www.kellloggs.com.

What can you find at www.snackpicks.com?
At this web site, you can find many interesting snack food recipes, food recipes for special occasions, party food recipes, Kellogg’s special offers and coupons, and more. For instance, if you want to serve some after school snacks for your kids, you may find their Fruit Bug Snacks recipe useful. Basically, the idea is to use fresh fruits such as apples, clementines, strawberries and blueberries, and crackers to build butterflies, bees or other bugs you can think of. It seems fun. I think your kids may like these fruit bug snacks. They may even want to help you to prepare this after school snacks. It is a great opportunity for them to show their creativity. Besides snack recipes for kids, this site also contains tons of other snack food recipes. You can use them to learn how to prepare appetizers for your dinner or party. If you are overwhelmed by so much information, it doesn’t matter since you can always start with their top or featured recipes.

If you are a frugal shopper, you don’t want to miss the “Money Saving Tips” section on the site. Also remember to check out the coupon section to find coupons for your favorite crackers or other snacks.

From time to time Kellogg NA Co. runs some promotions. For instance, right now there is a “Back to School” sweepstakes promotion going on. The winner can get $250 Back to School rewards. It is free to get a sweepstakes entry and no purchase is necessary. If you want to try your luck or learn detailed rules of this free “Back to School” sweepstakes, please visit www.snackpicks.com.

Today I bought a box of Keebler Town House Oven-Baked Flatbread crisps crackers with Sea Salt & Olive Oil. It tastes good and is as crispy as advertised. I did not add any fancy toppings. I simply ate it with my favorite Hummus. The strong Olive Oil flavor reminded me of the taste of italian pizza. This cracker is pretty healthy. It doesn’t contain saturated fat, trans fat or cholesterol, which are “bad” fats. The only fat it contains is polyunsaturated fat which is usually considered a “good” fat. Right on top of the cracker box, I found the little ads about www.snackpicks.com. It is a good marketing strategy: Advertising the snack recipe website on the cracker box and promoting crackers by providing snack recipes on the website.

In conclusion, www.snackpicks.com is a good website to find snack, appetizer, and party food recipes.

September 1, 2010

www.arkansas.gov/esd – Arkansas Unemployment Insurance Benefits Claim

Filed under: Finance — Tags: , , , — Paul @ 3:26 am

If you live in Arkansas and need to claim unemployment benefits, the website you should visit is www.arkansas.gov/esd. This website is the website for the Arkansas Department of Workforce Services.

The Arkansas Department of Workforce Services maintains the state records on unemployment insurance, so that the state can keep track of who is receiving unemployment checks and for how long. This is important because you can only collect unemployment benefits for a maximum of 26 weeks, although recent changes in law may now allow an extension of up to 20 additional weeks.
Furthermore, in order to collect unemployment checks, you have to demonstrate that you have been involuntarily fired (i.e. did not quit the job by choice), and that you are actively looking for a new job or attending approved schooling and training. This means that you may have to report your job search or training efforts and contacts on a weekly basis in order to continue your eligibility for unemployment benefits.

Lastly, the Department of Workforce Services also needs to have paperwork documenting your last drawn salary in order to calculate the amount of benefits to which you are entitled.

Because the process of applying for unemployment benefits complex and can be confusing, the Department has also created a centralized online site where you can access all the information regarding unemployment claims. You can access this site by clicking on the “Unemployment Services” section off the main page, and then on the “Claim Help” section. The very first document you should is the “UI Handbook”, which is a collection of very important information about the unemployment insurance program, including who is eligible and for how long. The first few pages also have a list of the addresses and phone numbers of the Department of Workforce Services local offices. This list is essential if you prefer to talk to a live person with you questions instead of slogging through a thick stack of information.

So if you are an Arkansas resident who needs help in claiming unemployment benefits, http://www.arkansas.gov/esd is one of the most important sites to visit.

August 26, 2010

www.aacefcu.org – Anne Arundel County Federal Credit Union Internet Banking

Filed under: Finance — Tags: — Paul @ 1:11 pm

The official website of the Anne Arundel County Federal Credit Union is http://www.aacefcu.org/.

Credit unions are banks that are organized as cooperatives, that is, owned by the members who use the bank. Many credit unions offer better terms to their members for both deposits and loans, and credit unions often have a community development mission as well as serving their members. Most credit unions are operated by public or non-profit organizations, such as universities and governmental bodies.

The Anne Arundel County Federal Credit Union is a credit union owned by the Anne Arundel County government employees. It has only 2 physical branches, one along Riva Road, and another in Millersville. Because of the limited number of branches, it is frequently more convenient for members to do their banking over the internet.

At www.aacefcu.org, you can perform many common banking tasks, such as checking your account balance and your monthly statements, as well as transferring funds among your AACE FCU accounts or to external accounts. You can also pay your bills online, or request a loan. So, for all your AACE FCU banking needs, remember to visit www.aacefcu.org.

August 22, 2010

www.totaldramaisland.com – Total Drama Island Interactive Game

Filed under: Entertainment,Film & Television,Games & Toys — Tags: , — Paul @ 11:43 pm

www.totaldramaisland.com is the official website of the Total Drama Island, the animated series, and also the website where you can play the Total Drama Island Interactive game.

Total Drama Island (TDI) is an animated cartoon show that pokes fun at reality television shows. TDI is produced in Canada for Teletoon, and is shown in the United States on the Cartoon Network.

The show takes place at the fictional Camp Wawanakwa, and features twenty-two teens which participate in challenges and games every episode. Initially, the twenty-two campers are divided into 2 teams for the games, and the losing team gets called to the campfire at night, where Chris, the host, passes out marshmallows to those who can stay, and those who are voted off do not get marshmallows and must walk down the Dock of Shame to the Boat of Losers, on which they will leave the island and, according to Chris, “never, never, never, ever, ever, ever, come back, ever.” Basically, the cartoon is a bit like Survivor, but with really over the top stunts and jokes which make fun of the real contests that take place on real-life reality shows. If you are looking for something different and funny to watch, you may want to give TDI a try.

The TDI official website itself is a parody of websites of reality TV shows. You can view fake biographies of the “contestants” in TDI, and short summaries of each episode. The site also features the Total Drama Island Interactive game, which is accessed through the “Games” button. Every week, the site releases a new mini-game based on the week’s episode, and you can play the games to earn points. If this is your first visit to the site, you will be prompted to register with your name and address after you have finished a game so that your points can be saved. You get marshmallows for your points, and the marshmallows can be used as money in the game to buy various items. Your points accumulate, and at the end of the season, when all twenty-five mini-games have been played, the top twenty-two players with the highest points are entered into a draw, and the winner will get to do a short voice cameo in an episode.

So, if you are interested in the TDI show, or are interested in playing Total Drama Island Interactive game for a chance to do a cameo on the TDI show, visit www.totaldramaisland.com.

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