To apply for Citibank student loans, go to http://www.citibank.com.
This site is the official internet presence of Citibank. Citibank is one of the Big Four Banks in the United States. It is the consumer banking arm of Citigroup, the financial institution that was rescued by US taxpayers during the 2008 financial crisis, and is now majority-owned by the US government. The bank receives savings and checking deposits from consumers, and offers a wide variety of loan products, including credit cards, mortgages, personal loans, and student loans.
If you are about to attend college, you should begin to familiarize yourself with the process of financial aid and student loan application. To facilitate this process, Citibank has also set up another website, www.studentloan.com, to help educate students who are looking for a student loan. For example, before applying for a loan, you should first arrive at an estimate of your financial needs during your education. The amount of money you need depends on the school you are going to, as well as the various grants and scholarships that you may have been offered. You should also look at federal loans and grants that may be applicable to your situation. In general, it is usually best to take advantage of and max out any federal loans and grants first, because these are usually offered at a subsidized interest rate, and have relatively loose repayment terms. Only after you have maxed out your federal loans should you turn to private educational loans to fill in any financial gaps that remain.
Once you have finished your preparation work, you should check out what specific student loan products Citibank has to offer. To do this, click on the “Lines and Loans” tab, then on the “Student Loans” option, to see the private educational loans that Citibank offers. There are three classes of student loans offered by Citi. The first class is a loan for general undergraduate and graduate education, payable over 20 years after graduation. The second class is a loan specifically for medical, dental, veterinary, and pharmacology students, payable over 25 years after graduation. And the third class is a student loan for specifically for law students, payable over 20 years after graduation. On the same site, you can also begin the application process by clicking on the “Apply Now” button. The interest rate that you are offered will depend on your field of study, as well as on the credit scores of your loan guarantors, and therefore will be known only near the end of the application process, after you have provided all the pertinent information.
To learn about Citibank student loans, go to www.citibank.com, or www.studentloan.com.