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December 23, 2010

www.USBank.com/Credit-Cards – USBank Credit Cards

Filed under: Finance — Tags: , , — Paul @ 2:49 am

To apply for a USBank credit card, go to www.usbank.com/credit-cards.

US Bank is a major retail bank in the United States of America. It is the sixth largest bank by deposit based in the US, and has more than 3000 branches over 24 US states. A big part of its business is the issuing of credit cards for retail customers. At this web-page, you can get an overview of all the cards issued by US Bank.

US Bank credit cards can be divided into 3 categories according to their benefits and purpose including: rewards, basic, and student. The rewards cards issued by USBank are especially popular. The most popular one is the FlexPerks Cash Rewards Visa Card. The most attractive feature of it is the 1% cash back on all purchases without limit. There is also no annual fee. Introductory features include 3% cash back on all gasoline purchases for the first 90 days, and 0% introductory APR for the first 6 months on balance transfers. Finally, it also includes free extended warranty coverage, which doubles the manufacturer’s warranty period up to 1 year, as well as free collision and damage insurance on rental cars, which allows you to decline the collision coverage offered by rental car companies and saves you cash. Note that to use these free additional features, you must charge your purchases or your rental cars to the USBank FlexPerks Cash Rewards Visa Card.

In addition to the FlexPerks Cash Rewards cards, US Bank also has many other rewards cards that offer rewards in various forms. For example, US Bank offers several travel rewards cards, which allow you to accumulate frequent flier miles every time you charge purchases onto them. Currently, airlines participating in USBank travel rewards program include AeroMexico and Korean Air Skypass. USBank also offers retail rewards cards, with rewards that are tied to specific retailers. For example, USBank offers an REI card, tied to Recreational Equipment Inc stores. REI is a consumer cooperative that specializes in selling outdoor and sporting gear. If you shop frequently at REI stores, this one may be worth your while. It has no annual fee, and you get 5% cash back on all REI purchases, as well as a 1% rebate on all other purchases. In addition to the REI card, USBank also has tie-ups with other retailers such as Gymboree and Harley-Davidson.

If you are interested in any of these financial products mentioned above, visit www.usbank.com/credit-cards for more information.

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