www.netspend.com is the official website of Netspend, which is a large provider of prepaid Visa debit cards, stored value cards and prepaid credit cards.
Check netspend account balance at www.netspend.com.If you already have a Netspend prepaid card, you can go to this site to check the balance on your NetSpend card by entering your account number into the site.
Find netspend locations in your area at www.netspend.com. You can also enter your zip code to find any reloading centers near you. Common netspend prepaid cards reloading centers include Western Union, Moneygram, and other check cashing outlets, as well as some pharmacies and convenience stores. Note that there is a $3-$5 charge for reloading your Netspend prepaid card. The NetSpend debit cards can be reloaded any number of times.
To get a Netspend prepaid debit card in the first place, you can buy one at in many grocery stores, gas stations, and convenience stores in the US. The prepaid cards are branded with either Visa or Mastercard because they use the Visa and Mastercard terminals and network for processing, but they are not credit cards and do not report their activity to the credit bureaus Experian, Transunion and Equifax. Their prepaid cards are strictly neither debit nor credit cards, do not require a credit check to apply for and do not build a credit history, and are closer to gift cards in nature.
Who need netspend prepaid cards? Netspend prepaid cards are targeted mainly at people who are unbanked and under-banked, who do not have a savings or checking account at a bank or other depository institution (where they can then get a conventional debitcard), as well as those who desire a certain amount of anonymity in their financial transactions.
NetSpend also partners with various other companies to provide gift cards, which are tied to a specific merchant, or travel cards, which can be reloaded a limited number of times and come with travel protections.
So, to apply for a new Netspend prepaid debit card, or to find a place to reload an old prepaid debit card or stored value card, visit www.netspend.com.