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December 26, 2010

www.usbank.com – USBank Online Banking – Online Account Login

Filed under: Finance — Tags: account, banking, login, online, usbank — Paul @ 3:54 am

For the USBank online banking login, go to www.usbank.com.

US Bank is the consumer banking arm of USBancorp, a diversified financial services company in the United States. It is headquartered in Minnepolis, Minnesota. It has more than 3000 branches distributed over the 24 states in the US, and offers a full range of retail financial services to consumers. This includes savings and checking accounts, home mortgages, home equity loans, credit cards, and personal lines of credit. In order to better serve its customers, USBank has set up a website at www.usbank.com, which allows it to stay in contact with and serve its customers 24 hours at day. At this website, you can do your banking in the comfort of your own home at any time of the day.

To log in to your accounts online, you must first enroll your savings and/or checking accounts with their online banking program. To do this, first go to their website listed below, then click on the “Enroll Now” link. Then, choose the “Personal Accounts” option if you are enrolling your personal accounts, or choose the “Business Accounts” option if you are enrolling a small business or corporate account. After that, you have to read their Internet Banking Terms and Conditions by clicking the appropriate link. Without reading the Terms and Conditions, you will not be allowed to proceed with the enrollment. Once you have read the Terms and Conditions, click the “Enroll Now” button to continue. Next, choose the “I have a US Bank checking or savings account” option, then click the “Continue” button. On the next screen, you will be prompted to enter either your Check Card or ATM Card number or your checking or savings account number, followed by your PIN number for your ATM card, and the last 4 digits of your social security number. Then you need to choose a Personal ID and a Password, as well as several Security Questions and their answers (to be used if you lose your password), which will complete the enrollment process.

How to access the USBank online account login page?
To log onto your accounts on the internet, turn your browser to their site and enter your Personal ID and Password. If you have any problems logging into your account, you can call their customer service with the phone number 1-800-685-5065. Over the phone, you can reset your Password if you are unable to log into your account. Once you are logged into your account, you can perform many banking tasks online, such as checking your account balances and transactions, transferring funds between both internal and external accounts, and paying bills online.

To log into your account, visit this website www.usbank.com to find the USbank online account login page.

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October 19, 2010

www.CapitalOne.com/Login – Capital One Account Services

Filed under: Finance — Tags: account, capital one, capital one account services, login, www.capitalone.com/login — Paul @ 9:04 am

To log into your Capital One account, visit http://www.capitalone.com/login.php.

Capital One Financial Corp is a US bank specializing in consumer lending. Usually among the big banks. Capital One focuses solely on consumer finance, and is known as a consumer monoline, meaning that it does not have other lines of businesses such as mortgages, business lending or proprietary trading and market making. Lending to consumers can be a very profitable business, because retail loan interest rates are high compared to loans offered to businesses, or secured loans offered to homeowners. However, the business is very cyclical, and loan default rates tend to skyrocket during bad economic times. As a result, most of the previous consumer monolines, such as First USA Bank and MBNA, have either gone out of business or have been acquired during the bad times. Capital One has been one of the few banks that have survived in this cyclical business, mainly through its shrewd use of information technology. They realized early on that accurate and timely consumer data allows it to better forecast the credit-worthiness of its customers, and to control its losses due to defaults. Capital One was one of the earliest banks to move into the subprime consumer market, offering loans to consumers with low credit scores, because its data indicated that most consumers with low credit scores are eventually credit-worthy. In 2005, they bought a retail bank to acquire a deposit base so that it could offer debit cards. It has also expanded into small business lending. As a result of its operations, Capital One has an enormous number of customers who need to check their accounts, and has set up a website at www.capitalone.com in order to allow its customers to do this.

At www.capitalone.com, you can log into any of the account services offered by Capital One. For retail consumers, it offers credit cards, prepaid debit cards, auto loans, personal loans, home improvement loans, and direct banking. For small businesses, the company offers business credit cards, lines of credit, business loans, and payroll processing services. You can log into any of the above accounts and check your balances and pay your monthly bill at this site. You can also redeem your credit card and checking rewards. If you have a deposit bank account with Capital One, you can also access your account at the same site. So for all your banking needs with Capital One, visit http://www.capitalone.com/login.php.

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Website Reviews SmartLiving123

December 26, 2010

www.usbank.com – USBank Online Banking – Online Account Login

October 19, 2010

www.CapitalOne.com/Login – Capital One Account Services