Website Reviews SmartLiving123

June 13, 2010

How to Check JP Morgan Chase Bank CD Rates Online

Filed under: Finance,Money & Investing — Tags: , , , , — Paul @ 3:06 pm

How to Check JPMorgan Chase Bank CD Rates Online

This simple guide shows you how to check JPMorgan Chase bank CD rates online.
Why do people want to put their money in JPMorgan Chase Bank Certificates of Deposit (CD) saving accounts? One reason is that JPMorgan Chase Bank is a member of FDIC. This means small saving accounts at the bank are insured by FDIC and the money in Chase Bank CD accounts are safe even when if the bank files for bankruptcy. Compared to mutual funds and stocks, CDs are relatively low risk or no risk investments. But the risk/return for CDs is better than other low risk investments such as checking accounts and regular saving accounts, since they usually come with higher Annual Percentage Yields (APY).If a CD comes with higher APY, this means you will earn more interest from the money you deposited in the CD account. But CDs also have shortcomings. The major one is that CDs are not as flexible as regular saving accounts. You can not withdraw your money earlier than the CD’s mature date unless you want to take the penalties. CDs with different terms come with different CD rates. Usually CDs with longer term have higher APY. For instance, 12-month CDs have 0.25% APY; 24-month CDs have 1.01%. The economy is changing over time and CD rates are adjusted correspondingly. But within the CD term, you can earn a fixed rate of interest from your investment. That is why if you consider investing in Chase Bank CD accounts, you have to check Chase CD rates.

There are many ways to check their CD Rates: in their local bank branch office or online at www.chase.com, the website for Chase Bank Online.

To check JPMorgan Chase Bank CD Rates Online, you need to visit www.chase.com. At this site, you will see all the personal and business banking services and products offered by the bank, including checking and saving accounts, chase creditcards, debit cards, chase student loans, mortgage loans, home equity loans, 401(k) retirement plans and more. In the middle of the page, you will see “CDs” under the personal banking section. You click the link “CD”. On the next page, you will be asked to put in your zip code since chase CD rates vary from location to location. After that, you will be lead to the Chase CD rates page where you can find different terms Chase CD with corresponding APY. In general, CD accounts with more opening deposit money have higher APY. For instance, currently Chase bank offers 1.5% APY for 24-month CDs with $10,000 minimum opening deposit. However, the APY for 24-month CDs with $1000 minimum opening deposit is only 1.01%. That is almost 50% difference. On the JPMorgan Chase Bank CD rats checking site, you can also find a CD calculator which may help you to do the math when you design your investment plans. If you want to check the current JPMorgan Chase CD rates and find the details about FDIC coverage for chase bank CDs, you should follow the guide described above and visit the Chase Bank Online site at www.chase.com.

June 11, 2010

How to Pay Your Chase Bank Credit Card Bill Online | Chase.com

Filed under: Finance,Money & Investing — Tags: , , , , — Paul @ 9:19 pm

How to pay your chase bank credit card bill online at the chase online bill payment web site.

First you should know that there are many ways to pay your chase bank credit card bill. If you don’t feel comfortable to pay bill online, you don’t need to do it, since there are still many other options. For instance, you can use the conventional way to mail your checks to chase bank for your bill payment or send money to them by western union, Ach or wire transfer. Paying your bill on the phone by calling chase credit card customer service is another option. Different payment methods come with different advantage and disadvantage. You should fully understand them before making a choice.

To pay your bill online, please visit the chase credit card account login web site. At this site, you can access your account by typing in your online account user ID and password and clicking the green button “Log On”. After logged into your online account, you can view your account statement, check recent transaction and arrange a bill payment. To pay bill online, you need to put in your bank checking account information including the checking account number and bank routing number. Then you can choose how much money you want to pay. You can pay the bill in full or just pay the minimum amount. It is your decision.

If you are chase bank credit card user but new to this chase online payment site, you may want to register your card and sign up for an online account. The enrollment process is easy. It starts from creating a user ID. Remember to choose an account type. If you use a chase business credit card, you should choose business account. Otherwise you just choose personal account. To verify your identity, you also need to send in your personal or business card number, your social security number and your card identification code. When creating the password, remember to use a long and complicated one. It is for security purpose.

If you want to learn more information on how to pay the chase bank credit card bill online at the chase online bill payment web site, please turn the browser to the chase credit card customer service webpage at www.chase.com.

www.mypremiercreditcard.com | Online Bill Payment for Firstpremiercreditcard

Filed under: Finance,Money & Investing — Tags: , , , , — Paul @ 2:00 pm

How to make a bill payment for firstpremiercreditcard at premier online web site | www.mypremiercreditcard.com

If you are interested in knowing how to make a bill payment for firstpremiercreditcard online, you should visit the premier online website at www.mypremiercreditcard.com, a website provided by First Premier Bank.

If you are an existing firstpremiercreditcard user, you can register and login to your premier credit card online account at this website. If you don’t have a premier credit card of the First Premier Bank, you can sign up one at the premier online website as well.

Nowadays, more and more banks or credit card issuers provide the online bill pay service to their cardholders since it is a convenient, secure and environmental-friendly way to pay bill. Why? First, with online billpay, you don’t need to spend time filling out your check and remembering to mail it out. Second, usually online billpay websites come with many security features. So there is no worry that your sensitive information will be stolen by criminals. Most of them guarantee that your identity and your money are safe when using their web site. Lastly, when using online billpay service, you can choose to view your account statements online so that the paper used to print statement will be saved. Saving paper means saving trees. That is why it is an environmental-friendly choice. Go paperless.

To manage your firstpremiercreditcard bill payment online, you need to login your account first with your user name and password. The bill payment process is quite straight forward. It will not take you more than several minutes. But if you have questions on how to make a bill payment for firstpremiercreditcard at premier online web site or other technical issues, you should take a look of the frequently asked question (FAQ) section at their web site www.mypremiercreditcard.com or contact the premier credit card customer service for further help.

« Newer Posts

Powered by WordPress